Real Estate Investor & Commercial Real Estate Loans in Fort Lauderdale, FL

Fix-and-Flip Loans

Fort Lauderdale's fix-and-flip market is active across a range of Broward County neighborhoods — from value-add opportunities in Pompano Beach, Lauderhill, and Hollywood, to mid-market renovation projects in Oakland Park, Wilton Manors, and Lauderdale Lakes, to higher-end projects in Victoria Park, Rio Vista, and the waterfront neighborhoods near the Intracoastal. Aberdeen structures fix-and-flip loans based on the after-repair value (ARV) of the completed property, covering acquisition and a portion of renovation costs. We evaluate each deal on the spread between acquisition cost and ARV, the renovation scope, the contractor's track record, and the investor's exit timeline.

Bridge Loans

Fort Lauderdale's real estate market creates recurring bridge loan scenarios — acquiring a property before permanent financing is arranged, stabilizing a rental property before DSCR refinancing, covering the window between construction completion and certificate of occupancy, or bridging a maturing hard money position while longer-term financing is negotiated. Aberdeen structures bridge loans sized correctly for the exit timeline and priced transparently so you can model carry costs before committing. We work with residential investors, commercial property owners, and developers throughout Broward County.

Ground-Up Construction Loans

Broward County's geographic constraints make new construction particularly valuable — when land is available and zoning supports development, finished product commands a premium that reflects the market's supply limitations. Aberdeen provides construction loans for single-family infill projects, small multifamily development, and commercial ground-up construction throughout Broward County. Draw structures tied to verified construction milestones keep projects funded without releasing capital ahead of documented progress.

DSCR Rental Property Loans

Fort Lauderdale's rental market is one of South Florida's most fundamentally sound for buy-and-hold investors. Average monthly rents of approximately $2,750 across all property types, combined with geographic supply constraints and consistent population inflow, support rental income levels that service debt at favorable DSCR ratios across multiple Broward County submarkets.

DSCR loans qualify on the property's rental income rather than the borrower's personal income or tax returns — no W-2s, no personal tax documentation, no debt-to-income analysis based on personal finances. This makes them the preferred vehicle for Fort Lauderdale's large community of self-employed investors, business owners, and international buyers whose personal income documentation does not reflect their actual financial strength. Aberdeen structures DSCR loans for long-term single-family and multifamily rentals throughout Broward County, short-term rental properties in compliant zones with documented income history, and portfolio blanket facilities for investors holding multiple assets.

Commercial Real Estate Loans

Fort Lauderdale's commercial real estate market spans industrial and logistics properties in Pompano Beach and Deerfield Beach, office space in downtown Fort Lauderdale and the suburban business corridors, retail throughout the county, multifamily development concentrated in the downtown core and growing suburban communities, marine-related commercial properties along the Intracoastal, hospitality assets serving the cruise and tourism economy, and life sciences and manufacturing facilities throughout Broward County. Aberdeen works with commercial buyers, investors, and developers on acquisition financing, bridge-to-permanent transitions, value-add repositioning, and construction financing. We match commercial real estate deals to lenders who actively finance that specific asset class in the South Florida market.